Week in Review for the Week of 12/10/18 – DTH

DTH_CoverArt_1500x1500Qualcomm’s iPhone ban in China, Mr. Pichai goes to Washington, and Intel stacks chiplets.

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Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
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Airplay 2: Remodel Boogaloo – DTNS 3429

Allison Sheridan shares her experience with integrating a new wireless streaming home audio system in to her remodeled home.

Starring Tom Merritt, Sarah Lane, Roger Chang and Allison Sheridan.

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Multiple versions (ogg, video etc.) from Archive.org.

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Subscribe through Apple Podcasts.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show or give as little as 5 cents a day on Patreon. Thank you!

Become a Patron!

Big thanks to Dan Lueders for the headlines music and Martin Bell for the opening theme!

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to Anthony Lemos of Ritual Misery for the expanded show notes!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!
Continue reading Airplay 2: Remodel Boogaloo – DTNS 3429

Guest Post: An Insider’s Look at Robinhood Checking and Savings

By Preston Monroe, aka Biocow, 25-year financial industry veteran.

On Thursday’s show DTNS talked about Robinhood Bank offering checking and savings accounts both paying 3% interest and promising no fees. They also boasted 74,000 ATMs available at no fee in the US. Having worked in the financial industry for 25 years I wanted to look into this.

To me, this didn’t seem “too good to be true”. With no physical branches and limited employees there is very little overhead. They will make their money by lending out funds and on each debit card transaction, AKA “Interchange Income.”

To try to keep this short, here are some highlights I pulled from their website.

Pluses:

They absolutely do not charge fees such as monthly services charges, overdraft fees, transfer fees etc… even replacing a lost ATM/Debit card.

No minimum balances or direct deposit requirements. They do require you to sign up for their brokerage services, but you are not required to actually use them.

3% interest on savings and checking.

Early access to your direct deposits. Robinhood Bank will release your funds as soon as they receive it from your employer, sometimes 2 days early. (Example: If you get paid on Fridays, your employer sends your paycheck 3 to 5 days ahead of time usually arriving at your financial institution Wednesday or Thursday. They are instructed to release it Friday at the latest. Many FIs sit on this and can actually earn interest on your money. Robinhood will release it as soon as they receive it.)

74,000 ATMs on the Allpoint and MoneyPass networks with no fees. If you use a “non-network” ATM (BofA, Chace, etc…) you will most likely be charged a fee by that institution.

Things to watch out for:

This account will work best if you can set up direct deposit of your paycheck.

Other deposited funds may take up to 5 days to be available.

Only about 4,000 of the 74,000 ATMs in the US will accept deposits.

ATM deposits are limited to $1,000 per day, $5,000 per month.

Mobile Deposit are limited to $2,500 per day, $10,000 per month.

ATM withdrawal limit of $510 per day.

Debit purchase limit of $10,000 per day. (This is great if you want to purchase a new 4k TV, but bad if a criminal wants to buy 4 of them.) I hope they have some sort of debit card controls in the app.

With no locations and limited staff, getting help from a person may be an issue.

None of these are necessarily show stoppers though.

Biocow’s Recommendation

There is no reason NOT to get an account. (I’m going to.) Put a little money in it and use it for your lunch money. If it works for you, congrats! You’ve got a new bank!

Definitely link another bank account so you can transfer to and from this one. It’s an easy and often quick way to move money back and forth. And at around $50,000 it has much higher limits than the previously mentioned limits.

Facebook Bug Exposed User Photos – DTH

DTH_CoverArt_1500x1500A Facebook API bug inadvertently exposed user photos it shouldn’t have, Qualcomm asks for further ban on iPhones in China, andSignal says it cannot comply with Australian law.

MP3

Please SUBSCRIBE HERE.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!

Screening Our Time – DTNS 3428

Vitamin Water is offering a $100,000 prize in a contest where contestants must make it through an entire year using a 90s era phone without using a tablet or smartphone. Incisive commentary on modern life or simplistic publicity?

Starring Tom Merritt, Sarah Lane, Roger Chang and Robert Justin Young.

MP3 Download

Using a Screen Reader? Click here

Multiple versions (ogg, video etc.) from Archive.org.

Please SUBSCRIBE HERE.

Subscribe through Apple Podcasts.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show or give as little as 5 cents a day on Patreon. Thank you!

Become a Patron!

Big thanks to Dan Lueders for the headlines music and Martin Bell for the opening theme!

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to Anthony Lemos of Ritual Misery for the expanded show notes!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!
Continue reading Screening Our Time – DTNS 3428

Google Maps Now Includes Lime Scooter Directions – DTH

DTH_CoverArt_1500x1500Whole Foods and Instacart break up, Apple announces new $1B Austin campus, California may tax texters.

MP3

Please SUBSCRIBE HERE.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!

One Subscription at a Time – DTNS 3427

Intel unveils a new chip process and announces Sunny Cove its latest architecture, Epic has a new free cross-platform online SDK for developers and Huawei’s CFO Meng Wenzhou has been released on bail by a Canadian judge.

Starring Tom Merritt, Sarah Lane, Roger Chang and Scott Johnson.

MP3 Download –>

Using a Screen Reader? Click here

Multiple versions (ogg, video etc.) from Archive.org.

Please SUBSCRIBE HERE.

Subscribe through Apple Podcasts.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show or give as little as 5 cents a day on Patreon. Thank you!

Become a Patron!

Big thanks to Dan Lueders for the headlines music and Martin Bell for the opening theme!

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to Anthony Lemos of Ritual Misery for the expanded show notes!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!
Continue reading One Subscription at a Time – DTNS 3427

Intel’s 3D Chip Architecture – DTH

DTH_CoverArt_1500x1500Intel’s new roadmap includes 3D CPU architecture, NYTimes sources say China behind Marriott-Starwood attack, Algoriddim DJ app switches to a subscription model.

MP3

Please SUBSCRIBE HERE.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!

AI: Artificial Improvisation – DTNS 3426

Voice assistants are positioned as the 21st century butler helping users with life scheduling to home entertainment. But can they also tickle your funny bone. We put that question to Engadget Senior Editor, Nicole Lee.

Starring Tom Merritt, Sarah Lane, Roger Chang and Nicole Lee.

MP3 Download

Using a Screen Reader? Click here

Multiple versions (ogg, video etc.) from Archive.org.

Please SUBSCRIBE HERE.

Subscribe through Apple Podcasts.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show or give as little as 5 cents a day on Patreon. Thank you!

Become a Patron!

Big thanks to Dan Lueders for the headlines music and Martin Bell for the opening theme!

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to Anthony Lemos of Ritual Misery for the expanded show notes!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!
Continue reading AI: Artificial Improvisation – DTNS 3426

Dell Set To Go Public Again – DTH

DTH_CoverArt_1500x1500Super Micro reiterates there’s no spyware in its motherboards, Instagram rolls out walkie-talkie feature, Walmart opens first Japanese online store.

MP3

Please SUBSCRIBE HERE.

A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!