All posts by acedtect

Robots Laid off from Japan Hotel – DTH

DTH_CoverArt_1500x1500Luggage and check-in robots get the boot in Japan, Motorola may bring back the Razr for $1,500 and Apple has new battery cases for iPhones.

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CES 2019 Gets Healthy!

DTNS Labs LogoWe talk with Danielle Cassagnol from the CEA abou the immense show that is CES and how health tech particularly is helping it stay fresh and relevant.

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Big thanks to Mustafa A. from thepolarcat.com for the DTNS logo and Ryan Officer for the DTNS Labs take!

Canon will make an 8K Mirrorless Camera – DTH

DTH_CoverArt_1500x1500A burger wins Best of CES, Ring Cameras may have been showing your video to its engineers, and most people in the US don’t trust AI.

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Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

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CES 2019: Alan Parsons Projectors – DTNS 3444

It’s Wednesday Jan 9th at CES 2019. We give you the latest updates from the show plus highlights of our hands-on experiences with various products on display.

Starring Tom Merritt, Sarah Lane, Roger Chang, Shannon Morse and Robert Heron.

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Big thanks to Dan Lueders for the headlines music and Martin Bell for the opening theme!

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to Anthony Lemos of Ritual Misery for the expanded show notes!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

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Continue reading CES 2019: Alan Parsons Projectors – DTNS 3444

German Government Data Leaked – DTH

DTH_CoverArt_1500x1500Everyone but the AfD party had their data published on Twitter by an anonymous actor, Microsoft will remove Cortana from setup in all but Windows 10 Home, and ASUS, DELL and D-Link start the CES product announcement cavalcade.

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A special thanks to all our supporters–without you, none of this would be possible.

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Send us email to [email protected]

Show Notes
To read the show notes in a separate page click here!

$1,000 a year to quit Facebook – DTH

DTH_CoverArt_1500x1500A study shows it would take $1,000 a year for most people to quite Facebook, Google gets approval for touchless motion sensor control, and a USB-C protocol to make it safe to charge your USB device.

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A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!

Apple Promotes Siri/AI Head to Exec Team – DTH

DTH_CoverArt_1500x1500Apple’s AI chief gets a promotion, Blind anonymous network not so anonymous, Multiple countries accuse China of breaking hacking pledge.

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A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!

Facebook Accused of Oversharing Data – DTH

DTH_CoverArt_1500x1500DEK DEK DEK

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A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!

Messenger Gets AR features – DTH

DTH_CoverArt_1500x1500Messenger adds Ar and portrait modes, HQ Trivia co-founder and CEO found dead.

MP3

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A special thanks to all our supporters–without you, none of this would be possible.

If you are willing to support the show< directly/a> or give as little as 5 cents a day on Patreon. Thank you!

Big thanks to Dan Lueders for the theme music.

Big thanks to Mustafa A. from thepolarcat.com for the logo!

Thanks to our mods, Kylde, Jack_Shid, KAPT_Kipper, and scottierowland on the subreddit

Show Notes
To read the show notes in a separate page click here!

Guest Post: An Insider’s Look at Robinhood Checking and Savings

By Preston Monroe, aka Biocow, 25-year financial industry veteran.

On Thursday’s show DTNS talked about Robinhood Bank offering checking and savings accounts both paying 3% interest and promising no fees. They also boasted 74,000 ATMs available at no fee in the US. Having worked in the financial industry for 25 years I wanted to look into this.

To me, this didn’t seem “too good to be true”. With no physical branches and limited employees there is very little overhead. They will make their money by lending out funds and on each debit card transaction, AKA “Interchange Income.”

To try to keep this short, here are some highlights I pulled from their website.

Pluses:

They absolutely do not charge fees such as monthly services charges, overdraft fees, transfer fees etc… even replacing a lost ATM/Debit card.

No minimum balances or direct deposit requirements. They do require you to sign up for their brokerage services, but you are not required to actually use them.

3% interest on savings and checking.

Early access to your direct deposits. Robinhood Bank will release your funds as soon as they receive it from your employer, sometimes 2 days early. (Example: If you get paid on Fridays, your employer sends your paycheck 3 to 5 days ahead of time usually arriving at your financial institution Wednesday or Thursday. They are instructed to release it Friday at the latest. Many FIs sit on this and can actually earn interest on your money. Robinhood will release it as soon as they receive it.)

74,000 ATMs on the Allpoint and MoneyPass networks with no fees. If you use a “non-network” ATM (BofA, Chace, etc…) you will most likely be charged a fee by that institution.

Things to watch out for:

This account will work best if you can set up direct deposit of your paycheck.

Other deposited funds may take up to 5 days to be available.

Only about 4,000 of the 74,000 ATMs in the US will accept deposits.

ATM deposits are limited to $1,000 per day, $5,000 per month.

Mobile Deposit are limited to $2,500 per day, $10,000 per month.

ATM withdrawal limit of $510 per day.

Debit purchase limit of $10,000 per day. (This is great if you want to purchase a new 4k TV, but bad if a criminal wants to buy 4 of them.) I hope they have some sort of debit card controls in the app.

With no locations and limited staff, getting help from a person may be an issue.

None of these are necessarily show stoppers though.

Biocow’s Recommendation

There is no reason NOT to get an account. (I’m going to.) Put a little money in it and use it for your lunch money. If it works for you, congrats! You’ve got a new bank!

Definitely link another bank account so you can transfer to and from this one. It’s an easy and often quick way to move money back and forth. And at around $50,000 it has much higher limits than the previously mentioned limits.